YES BANK’s Board of Directors has approved the unaudited standalone and consolidated financial results for Q3 2026 and the nine months ended December 31, 2025. The bank’s net profit for the quarter stands at ₹95.16 crore on a standalone basis. The Board also confirmed the full utilization of proceeds from non-convertible debt securities with no deviations in their stated use.
Q3 2026 Financial Highlights
YES BANK announced its unaudited financial results for Q3 2026. Key figures from the standalone results include:
- Net profit: ₹95.16 crore
- Total Income: ₹917.58 crore
- Total Expenditure: ₹794.22 crore
The results reflect the bank’s performance during the period from October 1, 2025, to December 31, 2025.
NPA and Key Ratios
The bank’s asset quality and key financial ratios as of December 31, 2025, are as follows:
- Gross NPA: 1.5%
- Net NPA: 0.3%
- Capital Adequacy Ratio: 14.5%
These ratios indicate the bank’s asset quality and capital strength.
Segment Performance
Segment-wise, the treasury recorded a profit of ₹59.51 crore, while corporate banking contributed ₹76.84 crore. Retail banking reported a loss of ₹30.48 crore. The results reflect the different operational segments of the bank.
AT-1 Bonds Update
The Hon’ble Supreme Court began final arguments on October 29, 2025, regarding the write-down of AT-1 Bonds. A hearing is scheduled for February 05, 2026. The bank anticipates no material financial impact from this litigation.
Consolidated Financial Results
The key figures from the consolidated results include:
- Net Profit: ₹95.65 crore
The consolidated results include the bank’s subsidiary, YES Securities (India) Limited.
Source: BSE
