YES BANK has announced its unaudited standalone financial results for the quarter ended September 30, 2025. The bank’s operating profit before provisions and contingencies stood at ₹129.65 Crore. Net profit for the period was reported as ₹65.45 Crore. The results reflect the bank’s performance in a dynamic financial environment and are in compliance with regulatory requirements. Earnings per share (EPS) for the period was ₹0.21.
Financial Performance Highlights
YES BANK reported an interest earned of ₹737.88 Crore for the quarter ended September 30, 2025. Other income amounted to ₹164.43 Crore, bringing the total income to ₹902.32 Crore. Interest expended for the same period was ₹507.80 Crore. The operating profit before provisions and contingencies reached ₹129.65 Crore.
Key Financial Metrics
The bank’s net profit from ordinary activities after tax stood at ₹65.45 Crore. The earnings per share (EPS) for the period was ₹0.21 (basic and diluted). The gross NPA and net NPA were ₹405.53 Crore and ₹77.08 Crore, respectively. Capital Adequacy Ratio (Basel III) stood at 15.0%.
Segmental Performance
Segment revenue for Treasury, Corporate Banking, and Retail Banking stood at ₹177.65 Crore, ₹302.55 Crore, and ₹377.91 Crore, respectively. Profit before tax for Treasury and Corporate Banking segments were ₹37.98 Crore and ₹79.00 Crore, respectively. Retail Banking reported a loss before tax of ₹35.81 Crore.
Green Infrastructure Bonds
YES BANK confirmed it redeemed Green Infrastructure Bonds of ₹315 Crore issued in August 2015. The proceeds of these bonds had been allocated to Government Securities until their maturity on August 5, 2025.
Additional Information
Sumitomo Mitsui Banking Corporation (SMBC) increased its stake in YES BANK to 24.22% after receiving regulatory approvals. The Board of Directors approved these results on October 18, 2025.
Source: BSE
