Union Bank of India has announced its unaudited financial results for Q2 2025-26, showcasing an operating profit of ₹6,813.95 crore. The bank reported a net profit of ₹4,249.08 crore for the quarter. Key figures include a Net Worth of ₹1,12,74,115 lakh and a Capital Adequacy Ratio of 17.07%. The bank has also provided details on segment-wise performance and compliance with regulatory guidelines.
Financial Performance Highlights
For the quarter ended September 30, 2025, Union Bank of India reported the following key financial results:
- Operating Profit: ₹6,813.95 crore
- Net Profit: ₹4,249.08 crore
Key Financial Metrics
The bank’s financial metrics demonstrate stability and regulatory compliance:
- Net Worth: ₹1,12,74,115 lakh
- Capital Adequacy Ratio: 17.07%
Segment-Wise Performance
The bank’s performance across various segments is as follows:
- Treasury Operations: Revenue of ₹8,08,941 lakh and Profit Before Tax of ₹1,96,127 lakh
- Retail Banking Operations: Revenue of ₹11,42,288 lakh and Profit Before Tax of ₹1,45,460 lakh
- Corporate/Wholesale Banking Operations: Revenue of ₹11,18,951 lakh and Profit Before Tax of ₹1,26,519 lakh
NPA and Provisioning
The bank’s asset quality and provisioning are as follows:
- Gross Non-Performing Assets: ₹32,08,513 lakh
- Net Non-Performing Assets: ₹5,20,942 lakh
Regulatory Compliance
The bank affirms adherence to regulatory norms, including maintaining necessary reserves and complying with guidelines related to asset classification and provisioning. Security cover for listed debt securities as on September 30, 2025, also certified.
Capital and Liabilities
Key components of the bank’s balance sheet are as follows:
- Deposits: ₹12,34,62,093 lakh
- Borrowings: ₹68,59,565 lakh
- Cash and Balances with Reserve Bank of India: ₹60,78,089 lakh
Source: BSE
