Union Bank of India reports significant financial growth as of December 31, 2025. Total Gross Advances increased by 7.13% year-over-year (YoY). Total Domestic Advances also saw growth of 7.42% YoY. Furthermore, RAM Advances (Domestic) experienced a substantial increase of 11.49% YoY, showcasing strong performance across key lending areas. These figures are provisional and subject to final review.
Key Financial Highlights
Union Bank of India announced its key financial figures showcasing growth across various segments as of December 31, 2025. The highlights include:
- Total Gross Advances of the Bank grew by 7.13% YoY.
- Total Domestic Advances of the Bank grew by 7.42% YoY.
- RAM Advances (Domestic) of the Bank grew by 11.49% YoY.
Detailed Financial Performance
The following table provides a detailed overview of the bank’s financial performance (₹ in Crore):
| Particulars | 31.12.2024 (Reviewed) | 30.09.2025 (Reviewed) | 31.12.2025 (Provisional)* | Q-o-Q Growth (%) | Y-o-Y Growth (%) |
|---|---|---|---|---|---|
| Gross Advances (Global) | 9,49,164 | 9,75,207 | 10,16,805 | 4.27% | 7.13% |
| Deposits (Global) | 11,83,065 | 12,34,621 | 12,22,856 | -0.95% | 3.36% |
| CASA Deposits (Domestic) | 3,95,258 | 4,01,809 | 4,15,001 | 3.28% | 4.99% |
| CASA % | 33.42% | 32.56% | 33.95% | 139 BPS | 53 BPS |
| Advances (Domestic) | 9,12,927 | 9,42,273 | 9,80,643 | 4.07% | 7.42% |
| Deposits (Domestic) | 11,82,622 | 12,34,088 | 12,22,260 | -0.96% | 3.35% |
| C/D Ratio (Domestic, Excl Bank Deposits) % | 77.34% | 77.01% | 80.94% | 393 BPS | 360 BPS |
| RAM (Domestic) | 5,17,533 | 5,54,306 | 5,77,006 | 4.10% | 11.49% |
*The above information is provisional and is subject to review by the Statutory Central Auditors and other necessary approvals of the Bank. Amounts have been reclassified wherever required to match with current quarter’s classification.
Source: BSE