Ujjivan Small Finance Bank approved its unaudited financial results for the quarter ended December 31, 2025. The Board of Directors approved the results, following a review by the Audit Committee. The results were reviewed by joint statutory auditors, Deloitte Haskins & Sells and M/s. Abarna and Ananthan. Further details on the bank’s financial and business performance will be available in a separate announcement.
Q3 2026 Financial Performance
Ujjivan Small Finance Bank announced its financial results for the third quarter of fiscal year 2026. Key highlights from the announcement include:
Financial Highlights
Total Income: ₹204.74 crore for Q3 2026, compared to ₹176.32 crore for Q3 2025.
Interest Earned: ₹175.19 crore for Q3 2026, compared to ₹159.11 crore for Q3 2025.
Interest Expended: ₹75.15 crore for Q3 2026, compared to ₹70.43 crore for Q3 2025.
Operating Expenses: ₹85.62 crore for Q3 2026, compared to ₹69.97 crore for Q3 2025.
Net Profit: ₹18.57 crore for Q3 2026, compared to ₹10.86 crore for Q3 2025.
Key Financial Ratios
Capital Adequacy Ratio (CAR): 21.62%
Gross NPAs: 2.38% of Gross Advances.
Net NPAs: 0.57% of Net Advances.
Segment Performance
The bank’s operations are divided into the following segments:
Treasury: Segment revenue of ₹21.82 crore.
Retail Banking: Segment revenue of ₹177.60 crore.
The bank had submitted an application for a Universal Banking License to the RBI on February 4, 2025. Source: BSE
