UCO Bank presents its reviewed unaudited financial results for the third quarter and nine months ended December 31, 2025. The presentation highlights key financial metrics, business performance, asset quality improvements, and strategic initiatives. Key figures include a 13.25% year-over-year increase in business and notable advancements in digital adoption and ESG initiatives. The bank continues to focus on sustainable growth and improved financial health.
Business Performance
UCO Bank reported a strong business performance for the third quarter and nine months ended December 31, 2025. Key highlights include:
- Business increased by 13.25% year-over-year, reaching ₹553680 Cr.
- Deposits grew by 10.64% year-over-year, totaling ₹310086 Cr.
- Advances increased by 16.74% year-over-year, amounting to ₹243594 Cr.
Financial Highlights
The bank showcased improved financial results, including:
- Net Interest Income of ₹2646Cr, up 11.27% year-over-year.
- Net Profit of ₹739Cr, a 15.65% year-over-year increase.
- Operating Profit of ₹1680Cr, reflecting a 5.93% year-over-year change.
Asset Quality
UCO Bank demonstrated significant improvements in asset quality:
- Gross NPA reduced to 2.41%.
- Net NPA decreased to 0.36%.
- PCR improved to 97.32%.
Digital Journey
The bank continues to focus on increasing digital adoption, with notable growth in various digital metrics:
- Significant increase in SB, FD, and TD accounts opened digitally.
- Growth in UPI transaction volume and WhatsApp banking users.
Capital and Shareholding
- The Capital to Risk-Weighted Assets Ratio (CRAR) stood at 17.43%.
ESG Initiatives
UCO Bank is committed to Environmental, Social, and Governance (ESG) initiatives, including:
- Mobilizing Green Deposits and promoting renewable energy.
- Conducting financial literacy programs and supporting social security schemes.
Source: BSE
