UCO Bank announced its unaudited financial results for the second quarter (Q2) and first half (H1) ended September 30, 2025. The bank reported a net profit of ₹619.76 million for the quarter and ₹1227.20 million for the half year. Key financial ratios were also disclosed, including capital adequacy and NPA figures. The results reflect the bank’s performance during the reporting period, amidst evolving market conditions.
Financial Performance Highlights
UCO Bank’s financial results showcase the following key figures for the periods ending September 30, 2025:
- Net profit for Q2: ₹619.76 million
- Net profit for H1: ₹1227.20 million
- Total Income for Q2: ₹7421.39 million
- Total Income for H1: ₹14854.60 million
The results were reviewed by the Audit Committee and approved by the Board of Directors on October 17, 2025.
Key Financial Ratios
The bank also reported important financial ratios:
- Capital Adequacy Ratio: 17.89%
- Common Equity Tier-I Ratio: 15.61%
- Gross NPA: 2.56%
- Net NPA: 0.43%
Segment Reporting
The bank’s revenue is broken down by key segments:
- Treasury Operations revenue for Q2: ₹2035.68 million
- Corporate Banking Operations revenue for Q2: ₹2594.98 million
- Retail Banking Operations revenue for Q2: ₹2785.85 million
Capital and Liabilities
Key figures from the bank’s statement of assets and liabilities as of September 30, 2025:
- Capital: ₹12539.56 million
- Reserves & Surplus: ₹19925.41 million
- Deposits: ₹305696.57 million
Source: BSE
