Sundaram Finance announced its unaudited financial results for the nine months ended December 31, 2025. Key highlights include disbursements of Rs. 24,270 crores for 9MFY26, a 14% increase in Q3 disbursements to Rs. 8,847 crores, and AUM growth of 16% to Rs. 58,236 crores. Profit after tax rose by 23% to Rs. 1,226 crores. The company declared an interim dividend of 160% (Rs. 16/- per share).
Financial Highlights
Sundaram Finance reported robust financial performance for the nine months ended December 31, 2025. Here are the key highlights:
- Disbursements for 9MFY26 reached Rs. 24,270 crores.
- Q3FY26 disbursement growth: 14% to Rs. 8,847 crores.
- Assets Under Management (AUM) grew by 16.0% to Rs. 58,236 crores.
- Profit after tax increased by 23% to Rs. 1,226 crores.
Asset Quality
Sundaram Finance maintained strong asset quality:
- Gross Stage 3 assets: 1.91% (1.70% as of December 31, 2024).
- Net Stage 3 assets: 1.06% (0.97% as of December 31, 2024).
Key Financial Ratios
- Return on Assets (ROA) for 9MFY26: 2.67% (2.49% for 9MFY25).
- Capital Adequacy Ratio: 19.1% (20.0% for 9MFY25).
Dividend Announcement
The Board of Directors declared an interim dividend of 160%, which translates to Rs. 16/- per share.
Standalone Performance
Here’s a more detailed look at the standalone performance highlights for 9MFY26:
- Disbursements grew by 13% to Rs. 24,270 crores, compared to Rs. 21,532 crores in 9MFY25. Q3FY26 saw a 14% increase to Rs. 8,847 crores from Rs. 7,764 crores in Q3FY25.
- Assets under management increased by 16% to Rs. 58,236 crores as of December 31, 2025.
- Net interest income (NII) increased by 21% to Rs. 2,475 crores in 9MFY26.
- Gross stage 3 assets stood at 1.91% with a 45% provision cover as of December 31, 2025.
- Profits from operations increased by 20% to Rs. 1,529 crores in 9MFY26.
- Profit after tax (PAT) registered a 23% rise in 9MFY26 to Rs. 1,226 crores.
Consolidated Performance
The consolidated results of Sundaram Finance include its subsidiaries and joint ventures:
- Assets under management in lending and general insurance businesses stood at Rs. 87,302 crores.
- Profit after tax for 9MFY26 grew by 13% to Rs. 1,505 crores.
Subsidiary Performance Highlights
- Sundaram Asset Management: Assets under management closed at Rs. 86,195 crores.
- Royal Sundaram: Reported a Gross Written Premium (GWP) of Rs. 3,384 crores.
- Sundaram Home Finance: Disbursements were up by 7% to Rs. 4,911 crores.
Source: BSE
