Star Health and Allied Insurance Co. Ltd. has announced the approval of its Q3 2026 financial results, with a net profit of ₹96.64 crore. The board also approved the reclassification of certain promoter group entities as public shareholders, pending stock exchange and member approvals. Gross Premium Written reached ₹4,624.22 crore for the quarter. The board meeting occurred on January 28, 2026, in Chennai.
Q3 2026 Financial Highlights
Star Health and Allied Insurance Company’s Board of Directors approved the unaudited standalone financial results for Q3 2026. Key highlights include:
- Gross Premium Written: ₹4,624.22 crore
- Net Profit: ₹96.64 crore
- Earnings per share: ₹16.44 (basic) and ₹16.43 (diluted)
Financial Performance Breakdown
For the nine months ending December 31, 2025, the company reported the following:
- Net Written Premium: ₹12,051.68 crore
- Income from Investments (Net): ₹550.95 crore
- Total expenses amounted to ₹12,526.87 crore, leading to an underwriting loss of ₹257.34 crore.
Promoter Group Reclassification
The Board approved the reclassification of Ebono Private Limited and GS E-commerce Private Limited from the “Promoter/Promoter group” category to the “Public” category. This reclassification is subject to the approval of the Stock Exchanges and Members of the Company. Both entities currently hold Nil shares.
Additional Key Metrics
As of December 31, 2025:
- Solvency Ratio: 2.14
- Expenses of Management Ratio: 33.95%
- Incurred Claim Ratio: 68.55%
- Net Retention Ratio: 94.31%
- Combined Ratio: 102.07%
Source: BSE
