Shriram Finance announced its Q3 & 9M FY26 results, showcasing substantial growth. The Board of Directors approved a preferential issue to MUFG Bank Ltd, and credit ratings were upgraded. Net Interest Income for Q3 FY26 stood at ₹67,640.9 mn, a 16.17% increase. Profit After Tax for Q3 FY26 reached ₹25,216.7 mn. The company’s assets under management and digital presence also saw considerable expansion, affirming its strong market position.
Financial Performance Highlights
Shriram Finance reported strong financial results for Q3 and 9M FY26:
- Total Income (Q3 FY26): Increased by 13.88% to ₹121,915.8 mn.
- Net Interest Income (Q3 FY26): Rose by 16.17% to ₹67,640.9 mn.
- Profit After Tax (PAT) (Q3 FY26): Stood at ₹25,216.7 mn.
- Total Income (9M FY26): Increased by 17.27% to ₹356,500.7 mn.
- Net Interest Income (9M FY26): Rose by 13.55% to ₹190,573.6 mn.
- Profit After Tax (9M FY26): Reached ₹69,845.8 mn.
Key Business Updates
The Board approved raising funds of ₹396,179.8 mn through a preferential issue of equity shares to MUFG Bank Ltd, representing 20% of the post-preferential equity share capital. This is awaiting statutory and regulatory approvals.
Credit Rating Upgrades
Several credit rating agencies upgraded Shriram Finance’s ratings:
- CARE: Upgraded to AAA Stable on December 31, 2025.
- CRISIL: Upgraded to AA+/Watch Positive on January 14, 2026.
- ICRA: Upgraded to AA+ on December 31, 2025.
- Fitch: Upgraded Long Term IDR to BB+/Stable and Short Term IDR to B Rating Watch Positive on January 21, 2026.
- S&P Global Ratings: Upgraded to BBB-/Stable/A-3 on January 15, 2026.
- Moody’s: Upgraded to BA1/Positive on January 9, 2026.
Assets Under Management (AUM)
Total AUM as of December 31, 2025, increased by 14.63% to ₹2,917,090.3 mn compared to ₹2,544,696.9 mn in the previous year.
Operational Updates
Shriram Finance continues expanding its digital presence, with notable increases in app downloads and service requests resolved on the app and web. As of December 2025, the company has 3,225 branches and a workforce of 77,724 employees serving over 9.76 million customers.
Source: BSE
