Shriram Finance Limited (SFL) announces its unaudited financial results for Q3 and 9M FY26. The company reported an increase in Net Interest Income for the third quarter, reaching ₹6,764.09 crores. The Board also approved raising funds of INR 396,179.8 mn by preferential issue of equity shares to MUFG Bank Ltd. Multiple credit rating upgrades were received. The company is expanding its digital presence and has increased Assets under Management to reach ₹2,917,090.3 mn.
Financial Performance Highlights
The Board of Directors reviewed and approved the unaudited financial results for the third quarter (Q3) and nine months (9M) ended December 31, 2025. Key financial results (Standalone) include:
- Net Interest Income for Q3 FY26 increased by 16.17% to ₹6,764.09 crores.
- Profit after tax increased by 21.21%, reaching ₹2,521.67 crores.
- Earnings per share (basic) increased by 21.05%, reaching ₹13.40.
- Net Interest Income for 9M FY26 increased by 13.55% to ₹19,057.36 crores.
- Profit after tax increased by 13.90% to ₹6,984.58 crores.
- Earnings per share (basic) increased by 13.86% to ₹37.14.
Key Business Developments
- Approved raising funds of INR 396,179.8 mn by preferential issue of equity shares to MUFG Bank Ltd, pending regulatory approvals.
Credit Rating Upgrades
Multiple credit rating upgrades were announced from various agencies, including:
- CARE: Upgraded to AAA Stable on December 31, 2025.
- CRISIL: Upgraded to AA+/Watch Positive on January 14, 2026.
- ICRA: Upgraded to AA+ on December 31st, 2025.
- Fitch: Upgraded to BB+ Rating Watch Positive on January 21st, 2026.
- S&P Global Ratings: Upgraded to BBB-/Stable/A-3 on January 15th, 2026.
- Moody’s: Upgraded to BA1/Positive on January 9th, 2026.
Asset Under Management (AUM)
Total Assets under Management as on December 31, 2025, increased by 14.63% to reach ₹2,917,090.3 mn.
Digitalization
Highlights of Shriram One App include:
- App downloads (cumulative): 20.50 mn.
- App Net installs (cumulative): 16.40 mn.
- Non Shriram Customers Installing the app: 14.30 mn.
Subsidiaries and Associates Performance
- Shriram Automall India Limited (SAMIL): Revenue from operations reached ₹656.3 mn. SFL’s Share in Net Profit for Q3 reached ₹56.7 mn.
- Shriram Overseas Investments Limited (SOIL): Revenue from operations reached ₹50.1 mn. Profit after Tax reached ₹23.5 mn.
Source: BSE
