SBI Life has announced its audited financial results for the quarter and half-year ended September 30, 2025. The company’s board approved these results on October 24, 2025, following a review by the Audit Committee. The information is available on the company website. The report details the financial performance, segment-wise revenue, and key analytical ratios, providing insights into the insurer’s operational and financial health.
Financial Performance Overview
SBI Life reported its audited financial results for Q2 2025 and the first half of the fiscal year, ending September 30, 2025. Key highlights from the statement include:
Premium Income
Net premium income reached ₹24,848.31 Lakhs for Q2 2025. The total net premium income for the half year stood at ₹42,026.81 Lakhs. A detailed breakdown reveals:
First Year Premium: ₹5,289.46 Lakhs (Q2) and ₹8,828.93 Lakhs (Half Year)
Renewal Premium: ₹14,002.83 Lakhs (Q2) and ₹24,549.11 Lakhs (Half Year)
Single Premium: ₹5,791.60 Lakhs (Q2) and ₹9,519.74 Lakhs (Half Year)
Investment and Other Income
Income from investments (Net): ₹(2055.32) Lakhs (Q2) and ₹19,469.82 Lakhs (Half Year)
Other income: ₹16.23 Lakhs (Q2) and ₹8.50 Lakhs (Half Year)
Key Financial Metrics
Solvency Ratio: 1.94
Expenses Management Ratio: 11.00%
Policyholder’s liabilities to shareholders’ fund: 2540.21%
Segment Performance
Par Life: Net Premium for Q2 at ₹1,85,857 Lakhs, and Half Year at ₹3,10,247 Lakhs.
Non-Par Individual Life: Net Premium for Q2 at ₹4,67,987 Lakhs, and Half Year at ₹7,87,443 Lakhs.
Auditor’s Opinion
The financial results have been audited by K. S. Aiyar & Co. and J Singh & Associates, Chartered Accountants, who expressed an unmodified opinion.
Source: BSE
