RBL Bank has released its provisional financial figures for the quarter ended March 31, 2026. The bank achieved significant growth, with total business crossing Rs. 2.5 lakh crore, marking a 24% YoY increase. Total deposits reached Rs. 1,39,037 crore, reflecting a 25% YoY growth. The bank also highlighted robust expansion across both retail and wholesale advance segments, maintaining strong operational efficiency as it prepares for final audit approval.
Financial Performance Highlights
For the quarter ended March 31, 2026, RBL Bank reported a strong provisional performance across key metrics. Total deposits surged to Rs. 1,39,037 crore, a 25% increase compared to the previous year. Similarly, Gross Advances rose to Rs. 1,15,488 crore, representing a 22% YoY growth. The Bank’s liquidity position remains healthy, with a Liquidity Coverage Ratio of 130% for the quarter.
Segmental Growth Breakdown
The bank’s credit portfolio demonstrated broad-based growth across diverse sectors:
- Retail Advances: Grew by 18% YoY and 10% sequentially, with a noteworthy 36% YoY growth in the secured segment.
- Wholesale Advances: Recorded a 27% YoY increase, driven largely by commercial banking advances which grew by 29% YoY.
The current business mix stands at approximately 59:41 between retail and wholesale advances, reflecting the bank’s strategic focus on a balanced asset portfolio.
Operational Efficiency and Asset Quality
CASA deposits showed significant momentum, reaching Rs. 46,723 crore, a 23% YoY increase, resulting in a CASA ratio of 33.6%. Furthermore, the bank maintained strong collection discipline, with the current bucket collection efficiency for the JLG segment reaching 99.7% during the month of March 2026.
Note: These figures are provisional and subject to review by the Audit Committee, the Board of Directors, and statutory auditors.
Source: BSE
