RBL Bank has released its provisional financial results for the quarter ended December 31, 2025. Total deposits reached ₹119,721 crore, a 12% year-on-year increase. Deposits under ₹3 crore grew by 15% to ₹61,632 crore. The CASA ratio stood at 30.9%. Gross advances amounted to ₹104,502 crore, reflecting a 13% year-on-year growth. Current Bucket Collection Efficiency for JLG segment was 99.5% for the month of December 2025.
Deposit Growth
RBL Bank reported a significant increase in total deposits, reaching ₹119,721 crore as of December 31, 2025. This represents a 12% increase compared to the previous year (YoY) and a 3% increase compared to the previous quarter (QoQ). The bank continues to focus on growing granular retail deposits, with deposits below ₹3 Crore constituting approximately 51.5% of the overall deposit mix.
Deposits under ₹3 crore showed a strong growth of 15% year-on-year, reaching ₹61,632 crore. This indicates a continued focus on expanding its retail customer base.
CASA Performance
The bank’s CASA (Current Account Savings Account) deposits reached ₹36,972 crore. While this represents a 6% increase compared to the previous year, it shows a slight decrease of -1% compared to the previous quarter. The CASA ratio stood at 30.9% as of December 31, 2025.
Advances and Retail Mix
Gross advances reached ₹104,502 crore, reflecting a 13% year-on-year growth and a 2% increase compared to the previous quarter. Secured retail advances grew 24% YoY and 1% QoQ. Retail advances grew 9% YoY and were flat sequentially, while unsecured retail advances de-grew 6% YoY. Wholesale advances grew 19% YoY and 5% QoQ. Commercial banking advances within wholesale grew 29% YoY and 7% QoQ. The mix of retail to wholesale advances was approximately 59:41.
Liquidity and Collection Efficiency
The Liquidity Coverage Ratio (LCR) averaged 125% for the quarter. Current Bucket Collection Efficiency for JLG segment was 99.5% for the month of December 2025.
Source: BSE
