RBL Bank’s Board of Directors approved the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025. The meeting took place on January 17, 2026. The results were recommended by the Audit Committee and reviewed by joint statutory auditors. Key financial details are available on the bank’s website.
Financial Performance Overview
RBL Bank has released its unaudited financial results, showcasing the bank’s performance for the quarter and nine months ending December 31, 2025. The Board of Directors officially approved these results at a meeting held on January 17, 2026. These financials offer insights into the bank’s earnings, expenditures, and overall financial health, reflecting its operational activities and strategic initiatives throughout the specified period.
Key Financial Metrics (Standalone)
The following table highlights some key figures from the standalone financial results:
- Interest Earned: ₹366,674 Lakh
- Total Income: ₹471,700 Lakh
- Net Profit: ₹21,388 Lakh
Key Financial Metrics (Consolidated)
The following table highlights some key figures from the consolidated financial results:
- Interest Earned: ₹366,678 Lakh
- Total Income: ₹471,841 Lakh
- Net Profit: ₹22,795 Lakh
Analytical Ratios
Key analytical ratios for the period include a Capital Adequacy Ratio (CAR) of 14.47% under Basel III (both Standalone and Consolidated). Return on Assets (ROA) stands at 0.55% (Standalone) and 0.55% (Consolidated). The Gross NPA % is 1.88% and Net NPA % is 0.55% for Standalone, while Net Worth is ₹1,513,925 Lakh.
Business Segment Performance
The bank’s revenue is divided across different business segments:
- Corporate/Wholesale Banking: Standalone ₹189,476 Lakh
- Retail Banking: Standalone ₹425,042 Lakh
- Treasury: Standalone ₹253,599 Lakh
Proposed Emirates NBD Bank Investment
The proposed preferential issue of equity shares, representing 60% of post-preferential equity share capital, to Emirates NBD Bank (P.J.S.C) remains subject to regulatory approvals. This proposed investment reflects a significant strategic move for RBL Bank.
Source: BSE
