L&T Finance has announced robust growth for the fiscal year ended March 31, 2026. The company saw retail disbursements climb to Rs. 83,190 crores, marking a 39% annual increase. Quarterly performance remained strong as well, with disbursements reaching Rs. 24,080 crores in the final quarter, a 62% year-on-year growth. Additionally, the company’s retail loan book expanded to Rs. 1,19,550 crores, signaling significant momentum across its diverse business segments.
Financial Highlights
The company demonstrated exceptional growth throughout the financial year 2025-26. For the quarter ended March 31, 2026, retail disbursements hit Rs. 24,080 crores, reflecting a notable 62% increase compared to the same period in the previous year. On an annual basis, total retail disbursements reached Rs. 83,190 crores, representing a 39% growth over the prior fiscal year.
Segment Performance
Driving this expansion was broad-based growth across multiple lending verticals. Key contributors to the quarterly disbursement figures included Urban Finance at Rs. 9,840 crores and Rural Business Finance at Rs. 7,200 crores. The company also successfully integrated its new Gold Finance segment, which contributed Rs. 2,775 crores in the final quarter alone.
Expansion of Retail Loan Book
Beyond disbursements, L&T Finance saw its retail loan book reach Rs. 1,19,550 crores as of March 31, 2026. This reflects a substantial 26% year-on-year growth. Furthermore, the company continued its strategic shift toward a retail-focused model, with its Retailisation metric rising to 98%, up from 97% in the previous year, underlining the successful execution of its long-term business strategy.
Source: BSE
