LIC Housing Finance (LICHFL) reported a ₹1383.95 Cr PAT for Q3 FY26. The total revenue from operations reached ₹7187 Cr, a 2% increase. The loan portfolio grew by 5% to ₹314268 Cr, with total disbursements at ₹16096 Cr, up by 4%. The Net Interest Margins were 2.69%.
Financial Performance
In Q3 FY26, LIC Housing Finance (LICHFL) reported a Profit After Tax (PAT) of ₹1383.95 Cr, compared to ₹1431.96 Cr in the previous year.
The company’s total revenue from operations amounted to ₹7187 Cr, a 2% increase from ₹7057 Cr.
The outstanding loan portfolio increased by 5%, reaching ₹314268 Cr.
Loan Portfolio & Disbursements
The individual home loan portfolio grew by 4% to ₹265890 Cr.
Total disbursements for Q3 FY26 were ₹16096 Cr, a 4% increase.
Individual home loan disbursements specifically increased by 7% to ₹13094 Cr.
Key Financial Metrics
Net Interest Income stood at ₹2102 Cr, a 5% increase.
Net Interest Margins (NIM) were reported at 2.69% for Q3 FY26.
Asset Quality
Stage 3 EAD (Exposure at Default) was 2.45% as of December 31, 2025.
The total ECL provision stood at ₹5105 Cr.
Business Expansion
As of 2025, LICHFL has 307 marketing offices, 23 back offices and 9 regional offices.
Source: BSE
