Life Insurance Corporation of India (LIC) has announced the investor presentation for the nine months ended December 31, 2025 (9M FY26). The presentation highlights key financial performance indicators, business updates, and strategic initiatives. The presentation also provides information on the company’s market position, product portfolio, and operational efficiencies, showcasing LIC’s strengths in the insurance sector. This includes achieving a 4.68% growth in Indian Embedded Value (IEV).
Business Performance Highlights
LIC’s investor presentation for 9M FY26 showcases several key business performance parameters:
- Total Premium Income: Increased by +9.02% to INR 3,71,293 Cr.
- Total Group Business Premium: Rose by +13.56% to INR 1,35,302 Cr.
- Individual New Business Premium: Grew by +5.89% to INR 44,941 Cr.
- Renewal Premium (Individual): Increased by +6.75% to INR 1,91,050 Cr.
Key Financial Metrics
The presentation also highlights the following financial achievements:
- Profit After Tax: Increased by +16.68% to INR 33,998 Cr.
- Weighted Received Premium (Individual): Up by +1.15% to INR 24,546 Cr.
- Total Individual New Business Sum Assured: Grew by +4.86% to INR 4,00,628 Cr.
Embedded Value (IEV)
The Indian Embedded Value (IEV) has increased by INR 36,354 Crore from March 2025 to September 2025, reflecting a growth of 4.68%.
Strategic Focus Areas
LIC is focusing on several key strategic areas, including:
- Digital transformation.
- Enhancing the share of Non-Par products within the individual business.
- Consolidating distribution gains via Bancassurance and Alternate Channels.
- Agency transformation project.
- Investment yield maximization.
- Aligning human resources with new skills and emerging market demands.
Product Portfolio
As of December 31, 2025, LIC’s product portfolio includes 59 offerings, with 39 individual products, 12 group products, and 7 individual riders and 1 group rider. LIC introduced several new products during 9M FY26 to expand its offerings.
Source: BSE
