Kotak Mahindra Bank has announced its unaudited consolidated financial results for the third quarter (Q3) ended December 31, 2025. The bank reported a total income of ₹27,850.79 crore and net profit after tax of ₹4,924.29 crore. The results reflect a strong performance across various segments. Key financial ratios and segment performance details are included in the announcement.
Financial Performance Overview
Kotak Mahindra Bank has released its unaudited consolidated financial results for the quarter ended December 31, 2025 (Q3 2026). Key highlights from the financial results include:
- Total Income: ₹27,850.79 crore
- Net Profit After Tax: ₹4,924.29 crore
These results demonstrate the bank’s financial stability and its operational efficiency across its diverse business segments.
Segment-Wise Performance
The consolidated segment reporting highlights the performance of key business areas:
- Corporate/Wholesale Banking: Reports a revenue of ₹6,206.95 crore.
- Retail Banking: Reports a revenue of ₹8,889.62 crore, of which digital banking contributes ₹606.34 crore.
- Treasury, BMU and Corporate Centre: Reports a revenue of ₹2,981.07 crore.
Key Financial Metrics
The financial announcement also included the following key metrics:
- Earnings per equity share (Basic): ₹4.95
- Gross NPA: ₹6,319.82 crore
- Net NPA: ₹1,496.85 crore
- Capital Adequacy Ratio: 22.63%
Other Important Updates
Other key updates from the announcement:
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Sale of Stake in Insurance Arm: On June 18, 2024, the Bank divested 70% stake in Kotak Mahindra General Insurance Company Limited to Zurich Insurance Company Limited. This resulted in an one-time gain.
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Stock Split: As approved on December 26, 2025, the sub-division of equity shares, where one share of face value ₹5, split into 5 shares of face value ₹1 took effect on January 14, 2026.
Source: BSE
