Kotak Mahindra Bank has announced its unaudited consolidated financial results for Q3 2026. The bank’s interest earned stood at ₹17,506.80 crore. Total income reached ₹27,850.79 crore. The operating profit (profit before provisions and contingencies) was ₹7,472.93 crore. Net profit after tax was ₹4,924.29 crore. Basic and diluted earnings per share both stood at ₹4.95. These results were approved at a board meeting held on January 24, 2026.
Key Financial Highlights
Kotak Mahindra Bank reported the following key consolidated figures for Q3 2026:
Interest earned: ₹17,506.80 crore compared to ₹16,633.14 crore in Q3 2025.
Total income: ₹27,850.79 crore compared to ₹23,945.79 crore in Q3 2025.
Operating profit: ₹7,472.93 crore compared to ₹7,234.25 crore in Q3 2025.
Net profit after tax: ₹4,924.29 crore compared to ₹4,701.02 crore in Q3 2025.
Basic and diluted EPS: ₹4.95, compared to ₹4.73 in Q3 2025.
Segment Performance
The bank’s consolidated segment reporting reveals the following revenue distribution:
Treasury, BMU and Corporate Centre: ₹3,356.26 crore.
Retail Banking: ₹8,889.62 crore.
Corporate/Wholesale Banking: ₹6,206.95 crore.
Vehicle Financing: ₹1,117.61 crore.
Insurance: ₹7,170.32 crore.
Other Key Updates
The board of directors approved the results on January 24, 2026. During Q3 2026, Kotak Mahindra Bank recognized an incremental provision of ₹128.08 crore due to changes in labour codes.
Source: BSE
