Jio Financial Services (JFSL) has released an analyst presentation detailing its unaudited financial results for the second quarter (Q2: Jul-Sep) and first half (H1: Apr-Sep) of fiscal year 2026. Key highlights include consolidated total income of ₹1,002 Cr in Q2 FY26, and substantial growth in various business segments including lending, payments and investments. The presentation provides insights into JFSL’s strategic initiatives and future outlook.
Financial Highlights
Jio Financial Services (JFSL) has presented its unaudited financial results for the quarter and half-year ended September 30, 2025.
Consolidated Results:
- Consolidated Total Income: ₹1,002 Cr (up 44% YoY) for Q2 FY26, and ₹1,622 Cr (up 46% YoY) for H1 FY26.
- Net Income from Business Operations: ₹317 Cr (up 4.9x YoY) for Q2 FY26, and ₹536 Cr (up 4.3x YoY) for H1 FY26.
- Pre-Provisioning Operating Profit: ₹579 Cr (up 5% YoY) for Q2 FY26, and ₹945 Cr (up 6% YoY) for H1 FY26.
Business Segment Performance
Lending (Jio Credit Limited):
- AUM at ₹14,712 Cr, a substantial increase compared to ₹1,206 Cr in Q2 FY25.
- Launched Loan against Exchange-Traded Funds (ETF).
Payments (Jio Payments Bank Limited & Jio Payment Solutions Limited):
- Jio Payments Bank Limited: CASA Customers increased by 14% and Deposits by 18% year-over-year.
- Jio Payment Solutions Limited: Transaction Processing Volume increased by 76% in Q2 FY26.
Investment (Jio BlackRock Asset Management Private Limited):
- AMC AUM at ₹15,980 Cr across 9 funds.
- First active equity Flexi Cap NFO raised nearly ₹1,500 Cr.
Insurance Broking (Jio Insurance Broking Limited):
- Premium facilitated in Q2 FY26: ₹347 Cr; 2.9 lakh policies issued.
Strategic Initiatives
- Shareholders approved preferential warrant issue of ₹15,825 Cr to Promoters.
- Incorporated “Allianz Jio Reinsurance Limited” (50:50 JV with Allianz Group).
Key Products & Services
- Mutual Funds, Savings Pro, Home Loans, UPI payments, and Insurance products.
- Emphasis on digital-first approach and omni-channel distribution.
Source: BSE
