The Board of Directors of Jana Small Finance Bank approved the unaudited financial results for Q3 2026 (October-December). The Bank’s net profit after tax stood at ₹186.61 crores. The Board meeting, held on February 6, 2026, also reviewed and approved key financial ratios and sector-specific performance indicators. The bank continues to focus on sustainable growth and operational efficiency.
Financial Performance Highlights
Jana Small Finance Bank reported a net profit after tax of ₹186.61 crores for the quarter ended December 31, 2025. The earnings per share (EPS) were reported as ₹17.74 (basic) and ₹17.66 (diluted). The Net worth of the bank stood at ₹4,036.19 crores.
Key Financial Ratios
The bank’s Capital Adequacy Ratio (CAR) stood at 19.17%. The gross NPA (Non-Performing Assets) ratio was 2.59%, while the net NPA ratio was 0.94%. The return on assets (annualized) was reported as 0.62%.
Segment Performance
The bank’s total income for Q3 2026 was ₹1,628.86 million. Key segment revenues included: Treasury with ₹370.94 million, Corporate/Wholesale Banking with ₹105.09 million, and Retail Banking with ₹2,139.97 million.
Additional Information
As of December 31, 2025, the bank’s gross NPAs amounted to ₹829.16 million and net NPAs were ₹294.84 million. The bank maintains a strong focus on asset quality and risk management.
Source: BSE
