Jana Small Finance Bank Approves Unaudited Financial Results for Q3 2026

Jana Small Finance Bank’s Board of Directors approved the unaudited financial results for the quarter and nine months ended December 31, 2025. The bank reported a net profit of ₹96.94 million for the quarter. Gross Non-Performing Assets (NPAs) stood at 2.59%, and Net NPAs were 0.94%. The Capital Adequacy Ratio (CAR) was reported at 19.17% as per Basel-II norms.

Financial Performance Highlights

The Board of Directors of Jana Small Finance Bank convened on February 06, 2026, to review and approve the unaudited financial results for Q3 2026 and the nine-month period ending December 31, 2025. Key financial indicators from the report are as follows:

Key Financial Metrics

Notable figures from the unaudited results include:

  • Net Profit: ₹96.94 million
  • Total Income: ₹1.62 billion
  • Capital Adequacy Ratio (as per Basel II): 19.17%
  • Gross Non-Performing Assets (GNPA): 2.59%
  • Net Non-Performing Assets (NNPA): 0.94%
  • Balance Sheet Highlights

  • Total Assets: ₹433.22 billion
  • Additional Information

    Earnings per share for the basic EPS is reported as ₹17.74 and for diluted EPS is ₹17.66

    The bank has fully utilized the proceeds from the issue for the intended purposes. The above information indicates a steady financial performance for Jana Small Finance Bank.

    Source: BSE

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