Indian Railway Finance Corporation (IRFC) announced its unaudited financial results for Q2 FY26, reporting a record Profit After Tax (PAT) of INR 3,522.67 crores, a 10.45% increase year-over-year. This performance is attributed to strategic diversification efforts and improved Net Interest Margins (NIMs). The corporation’s Assets Under Management (AUM) reached INR 4.62 lakh crores. An interim dividend of ₹1.05 per share has been declared.
Financial Highlights
For the second quarter and half-year ended September 30, 2025, Indian Railway Finance Corporation (IRFC) reported strong financial results, driven by effective liability management and consistent asset quality:
- Total income for Q2 FY26 reached INR 6,371.91 crores and INR 13,290.15 crores for the half-year.
- Profit After Tax (PAT) stood at INR 3,522.67 crores, compared to INR 3,189.47 crores in the corresponding period of the previous year, representing a 10.45% increase.
Growth and Strategic Diversification
The corporation’s strong performance is underscored by the success of its strategic diversification, with new business segments contributing to improved margins and profitability. Other key highlights include:
- Assets Under Management (AUM) reached INR 4.62 lakh crores.
- The Corporation exhibited its highest-ever Net Worth of INR 56,193.85 crore.
- Earnings Per Share (EPS) reached INR 5.39 (annualized).
New Business Agreements
IRFC sanctioned and executed new business agreements aggregating ₹45,382 crore across railway-linked sectors. This includes power generation (including renewable energy), energy transmission, coal mining, and industrial infrastructure. This represents a ninefold increase from the ₹5,250 crore executed in the preceding financial year.
Improved Net Interest Margins
The new transactions have led to improved Net Interest Margins (NIMs), which now stand at 1.55% (annualized). This improvement is reflected in the double-digit PAT growth.
Dividend Announcement
The Board of Directors declared an interim dividend of ₹1.05 per share.
Source: BSE
