Intellect Design Arena Ltd. announced that Arab National Bank (ANB) has implemented its eMACH.ai Digital Transaction Banking solution to modernize its wholesale banking capabilities. This strategic deployment supports Saudi Arabia’s Vision 2030 goals by focusing on digital transformation, financial inclusion, and empowering the private sector through next-generation cash management tools. The platform offers tailored solutions for key sectors like Oil & Gas and Government.
Intellect Partners with Arab National Bank for Digital Leap
Intellect Design Arena Ltd. announced on February 19, 2026, that Arab National Bank (ANB), a leading corporate bank in KSA, has successfully implemented Intellect’s eMACH.ai Digital Transaction Banking solution. This deployment is a major step in enhancing ANB’s digital capabilities for its corporate and SME banking clients, aiming to drive significant growth and innovation in the Saudi market.
Aligning with Saudi Vision 2030
The digital transformation focuses on delivering next-generation wholesale banking solutions tailored for the rapidly evolving Saudi market. Built on the eMACH.ai platform, the new cash management offerings are specifically designed to meet complex industry needs while aligning directly with Saudi Arabia’s Vision 2030 goals, emphasizing financial inclusion and private sector empowerment.
Tailored Industry Impact via eMACH.ai
The eMACH.ai Wholesale Banking solution provides capabilities tailored to the Kingdom’s strategic industries:
- Oil & Gas: Enables near real-time visibility into cash positions and automated disbursals for vendors and statutory obligations.
- Government Sector: Enhances fiscal transparency through real-time cash visibility and automated payment workflows across ministries.
- Resources (Energy & Utilities): Centralizes financial visibility and automates high-volume payments, improving control and risk mitigation.
- Real Estate & construction: Offers a centralized financial cockpit for monitoring cash flows across projects and enabling milestone-based payments.
- Telecom: Manages complex receivables and high-volume cross-border payments with end-to-end tracking.
- FMCG: Provides real-time dashboards and automated reporting for operational agility across distributed operations.
- Trading & Logistics: Mitigates FX losses through online rate negotiation and transparent cross-border payment settlements.
Key Differentiating Features
The platform enables ANB to differentiate itself through several key offerings:
- Customer-Centric Digital Platform: A unified interface offering real-time visibility, control, and execution across accounts and payments, alongside seamless digital onboarding.
- Dedicated Corporate Mobile App: Provides secure, enterprise-grade mobility for accessing financial tools anytime, anywhere.
- Advanced Capabilities: Full digitization of payments via straight-through processing (STP) with embedded FX capabilities and a consolidated cash position dashboard.
- Future Enhancements: ANB is rapidly expanding its suite with upcoming modules including Receivables & Collections, Liquidity Management, Corporate Admin Module, and Digital Onboarding.
Executive Commentary
Aiedh M. Al-Zahrani, Chief Operating Officer, ANB, stated that the transformation marks a new era of agility and efficiency, positioning ANB as a strategic partner through faster turnaround times and reduced complexity.
Omar Alageel, Chief Digital Officer, ANB, described the partnership as a foundational shift towards a digital-first future, accelerating innovation cycles and unlocking new efficiencies for clients and the Kingdom’s digital economy.
Manish Maakan, CEO – Wholesale Banking, Intellect Design Arena Ltd., noted that this milestone cements Intellect’s leadership in the GCC region, which now includes 40+ customers, underscoring their commitment to technology aligned with Vision 2030 priorities.
Source: BSE
