IndusInd Bank announced a major expansion of its Gold Loan service, adding 245 new branches to bring the total network offering to 500 locations across India by February 20, 2026. This move aims to make secured credit more accessible nationwide. The offering provides swift credit disbursal up to ₹1 Crore, supported by minimal documentation, dedicated Gold Loan Desks, and competitive rates, furthering the bank’s commitment to customer-focused growth.
Nationwide Gold Loan Network Reaches Milestone
IndusInd Bank has significantly boosted its retail lending portfolio by expanding its Gold Loan offering to 500 branches across India. This expansion, effective February 20, 2026, involved adding 245 additional branches to the existing network, reinforcing the Bank’s commitment to providing accessible and reliable secured credit solutions nationwide.
Customer Benefits and Service Enhancements
The Gold Loan product targets diverse segments, including households, small traders, and Agri-linked customers seeking quick liquidity against gold holdings. With the expanded network, customers can now avail swift and instant credit disbursal of up to ₹1 Crore. Key features include minimal documentation, competitive interest rates, and flexible tenure options. Furthermore, branches will house dedicated Gold Loan Desks to ensure personalized service, with all gold collateral maintained under the Bank’s custody for maximum safety.
Leadership Perspective
Commenting on the expansion, Mr. Soumitra Sen, Head – Consumer Banking & Marketing, stated that Gold Loans have emerged as a trusted financial solution. He noted that expanding this facility to over 500 branches empowers households and small businesses by providing convenient credit options, strengthening IndusInd Bank’s position as a customer-focused institution dedicated to enabling growth and financial empowerment.
The Bank plans to continue expanding the Gold Loan network over the next one year, with the objective of eventually offering the facility across its entire branch network.
About IndusInd Bank
IndusInd Bank Limited has been operating for 31 years, offering a wide range of banking products across retail, corporate, and government segments. As of December 31, 2025, the Bank served approximately 42 million customers through 3,120 branches/banking outlets and 3,063 ATMs, reaching 1.62 lac villages across India. The Bank leverages technology through its ‘Digital 2.0’ strategy and has earned strong domestic ratings, including CARE A1+ and CRISIL A1+ for its deposit programs.
Source: BSE
