IndusInd Bank announced its financial results for Q3 FY26, reporting a net profit of ₹128 crore, a significant turnaround from the net loss of ₹437 crores in the previous quarter (Q2 FY26). Net Interest Income (NII) stood at ₹4,562 crores. The bank saw stable asset quality trends and maintains a strong capital adequacy ratio. The Board has approved the appointment of Mr. Arijit Basu as Additional Director and Part-Time Chairman.
Financial Performance
IndusInd Bank has announced its financial results for the quarter ended December 31, 2025 (Q3 FY26). Key highlights include:
- Net Interest Income (NII) in Q3 FY26 reached ₹4,562 crores, compared to ₹4,409 crores in Q2 FY26.
- Net Interest Margin (NIM) was at 3.52% for Q3 FY26, up from 3.32% in Q2 FY26.
- The bank reported a net profit of ₹128 crores, a significant improvement from the net loss of ₹437 crores in Q2 FY26.
Balance Sheet Highlights
Key figures from IndusInd Bank’s balance sheet include:
- Deposits reached ₹3,93,815 crores in Q3 FY26, up from ₹3,89,600 crores in Q2 FY26.
- Net worth stood at ₹62,077 crores in Q3 FY26.
- CASA deposits were at ₹1,19,104 crores, representing 30% of total deposits as of December 31, 2025.
- Advances were reported at ₹3,17,536 crores.
Asset Quality
IndusInd Bank reported the following asset quality metrics:
- Gross NPA was at 3.56% of gross advances.
- Net NPA was at 1.04% of net advances.
- The Provision Coverage Ratio improved to 71.50% as of December 31, 2025.
Capital Adequacy
The Bank’s Total Capital Adequacy Ratio as per Basel III guidelines stands at 16.94% as on December 31, 2025. Tier 1 CRAR was at 15.74% on the same date.
Leadership Change
The Board approved the appointment of Mr. Arijit Basu as ‘Additional Director’ and Part-Time Chairman of the Bank, effective January 31, 2026, subject to shareholder approval. He will succeed Mr. Sunil Mehta, whose tenure concludes on January 30, 2026.
Network Update
As of December 31, 2025, the Bank’s distribution network included 3,120 branches/ Banking outlets and 3,063 onsite and offsite ATMs.
Source: BSE
