Indian Railway Finance Corporation (IRFC) reported its highest-ever Profit After Tax (PAT), driven by strategic diversification. For the quarter ended September 30, 2025, IRFC’s total income stood at INR 6,371.91 crores. The company achieved a double-digit PAT growth of 10.45%, with PAT reaching INR 3,522.67 crores. IRFC’s Assets Under Management (AUM) reached INR 4.62 lakh crores.
Financial Highlights
Indian Railway Finance Corporation (IRFC) has announced its unaudited financial results for the second quarter and half-year ending September 30, 2025. Key highlights include:
Total Income: INR 6,371.91 crores for the quarter and INR 13,290.15 crores for the half year.
Profit After Tax (PAT): Reached INR 3,522.67 crores in Q2 FY26 compared to INR 3,189.47 crores in the previous year’s corresponding period, marking a 10.45% increase.
PAT Growth: Company posted a profit growth of 10.19% for Q2 FY 2025-26 at Rs. 1,776.98 crores as against Rs. 1,612.65 crores reported in Q2 FY 2024-25.
Assets Under Management (AUM): Stood at INR 4.62 lakh crores.
Net Worth: The Corporation also exhibited the highest-ever Net Worth of INR 56,193.85 crore.
EPS: The Corporation’s Earning Per Share stood at INR 5.39.
Business Diversification & Growth
IRFC has sanctioned new business agreements totaling INR 45,382 crore in the first half of the year across various sectors including power generation (renewable energy), energy transmission, coal mining, and industrial infrastructure. This marks a ninefold increase from the INR 5,250 crore executed in the preceding financial year. This diversification has improved Net Interest Margins (NIMs) to 1.55%.
Interim Dividend Declared
The Board of Directors declared an interim dividend of ₹1.05 per share.
Board Meeting Outcome
The Board of Directors has approved an interim dividend of ₹1.05 per equity share (face value of ₹10). The record date for determining shareholder eligibility is Friday, October 24, 2025. Dividend payments will be processed within 30 days of declaration.
Source: BSE
