Indian Overseas Bank (IOB) has approved the unaudited financial results for the quarter and half-year ended September 30, 2025. The board’s decision occurred at a meeting on October 16, 2025. Key highlights include financial performance analysis and future strategic directions. The results are available on the bank’s website.
Financial Performance Highlights
The Board of Directors of Indian Overseas Bank convened on October 16, 2025, to approve the unaudited financial results for Q2 FY26 (quarter and half-year ended September 30, 2025). These results, having undergone review, offer insights into the bank’s financial standing and operational efficacy. The Bank reported a Net Profit of ₹122.64 Crore for the quarter ended September 30, 2025 as compared to ₹77.71 Crore for the quarter ended September 30, 2024.
Key Financial Metrics
Several key metrics define the bank’s performance during this period:
- Total Income: ₹9,21,424 Lakhs for Q2 FY26.
- Operating Profit: ₹2,40,003 Lakhs for Q2 FY26.
- Gross NPA: 1.83%
- Net NPA: 0.28%
- Capital Adequacy Ratio (CAR): 17.94%
Segment-Wise Performance
Analysis of the standalone segment results reveals the following:
- Treasury Operations Revenue: ₹2,23,004 Lakhs
- Corporate/Wholesale Banking Revenue: ₹2,38,143 Lakhs
- Retail Banking Revenue: ₹4,40,478 Lakhs
Additional Information
Detailed information, including segment assets and liabilities, can be found in the full financial results, available on the bank’s website.
Investor Information
Investors can access the complete financial results and additional information at https://www.iob.in/Financial_perf.
Source: BSE
