Indian Bank has announced the approval of its unaudited standalone and consolidated financial results for Q3 (Oct-Dec) and the nine months ended December 31, 2025. Key highlights from the reviewed results include interest earned reaching ₹17,097.67 crore, and a net profit of ₹3,061.48 crore. The Board of Directors officially approved these results at a meeting held on January 22, 2026, following a review by the Audit Committee.
Financial Performance Highlights
Indian Bank’s unaudited standalone financial results for the Q3 (Oct-Dec) and nine months ended December 31, 2025, reveal the following key figures:
- Interest earned: ₹17,097.67 crore
- Total Income: ₹19,663.34 crore
- Operating Profit: ₹5,023.58 crore
- Net Profit: ₹3,061.48 crore
These results reflect the bank’s performance across various sectors, including treasury operations, corporate/wholesale banking, and retail banking.
Key Analytical Ratios
Several key analytical ratios were highlighted in the announcement:
- Capital Adequacy Ratio (Basel III): 16.58%
- Common Equity Tier (CET) 1 Ratio: 14.54%
The percentage of shares held by the Government of India remained stable at 73.84%.
Standalone Segment Wise Results
The bank’s revenue from operations stood at ₹19,663.34 crore. The total profit before tax reached ₹4,166.56 crore.
Consolidated Financial Results
The consolidated results saw interest earned at ₹17,102.21 crore and a net profit after tax at ₹3,146.88 crore. The Capital Adequacy Ratio (Basel III) stood at 16.76% with Common Equity Tier (CET) 1 Ratio at 14.73%.
Board Approval and Meeting Details
The Audit Committee reviewed the financial results, followed by the Board of Directors approving them in a meeting held on January 22, 2026. The board meeting commenced at 12:35 Hrs and concluded at 13:20 Hrs.
The bank’s commitment to transparency and regulatory compliance is underlined in this announcement.
Source: BSE
