ICICI Prudential Life Insurance has released its performance update for December 2025. The report details key metrics including RWRP, APE, NB premium, and NB sum assured. The company showcases year-over-year growth in several segments despite some facing slight contractions. Detailed figures provide insights into the insurer’s business activities and overall financial health for the reporting period.
Financial Performance Overview
ICICI Prudential Life Insurance presents the following key performance indicators for December 2025:
Key Performance Indicators
RWRP (Retail Weighted Received Premium): The RWRP for FY2025 reached ₹83.07 billion. For the first half of FY2026, it stood at ₹32.84 billion. In December 2025, the RWRP was ₹7.93 billion, showing an 11.5% year-over-year growth. The 9-month FY2026 RWRP totaled ₹53.28 billion, experiencing a (3.8%) decrease.
APE (Annualized Premium Equivalent): The APE for FY2025 was ₹104.07 billion. The first half of FY2026 saw an APE of ₹42.86 billion. The APE for December 2025 was ₹9.29 billion, a 7.3% year-over-year increase. The 9-month FY2026 APE was ₹68.11 billion, reflecting a (1.4%) contraction.
Retail APE: Retail APE reached ₹87.05 billion in FY2025. The first half of FY2026 recorded ₹35.19 billion. December 2025 saw a Retail APE of ₹7.97 billion, representing a 4.3% year-over-year increase. The 9-month FY2026 Retail APE was ₹56.35 billion, a (2.1%) decrease.
New Business Performance
NB Premium (New Business Premium): The NB premium for FY2025 was ₹225.83 billion. For the first half of FY2026, it was ₹94.56 billion. In December 2025, the NB premium was ₹19.45 billion, exhibiting a 25.1% year-over-year increase. The 9-month FY2026 NB premium totaled ₹150.90 billion, which represents a (0.3%) decrease.
NB Sum Assured (New Business Sum Assured): The NB sum assured for FY2025 was ₹11,944.01 billion. The first half of FY2026 amounted to ₹6,770.71 billion. December 2025 saw an NB sum assured of ₹1,182.28 billion, a 10.7% year-over-year increase. The 9-month FY2026 NB sum assured was ₹10,160.09 billion, demonstrating an 18.1% increase.
Source: BSE
