ICICI Lombard’s Board of Directors has approved the audited financial statements for the quarter and nine months ended December 31, 2025. The meeting, held on January 13, 2026, included a review of the Audit Committee’s recommendations. The company has made the information available on its website.
Financial Performance Highlights
ICICI Lombard General Insurance Company Limited announced the audited financial results for Q3 2026, revealing key financial figures. The results reflect the company’s performance in the insurance sector for the period ending December 31, 2025.
Key Financial Metrics
The Gross Premiums Written amounted to ₹743,298 lakhs, with a Net Premium Written of ₹596,348 lakhs. The Premium Earned (Net) reached ₹568,530 lakhs. Investment income stood at ₹90,901 lakhs, and the company reported a total income of ₹661,015 lakhs.
Profitability and Ratios
The company’s Operating Profit was ₹57,109 lakhs, leading to a Profit Before Tax of ₹86,975 lakhs. The Profit After Tax (PAT) was reported as ₹65,876 lakhs. Key analytical ratios include a Solvency Ratio of 2.69, an Expenses of Management Ratio of 35.4%, and an Incurred Claim Ratio of 68.7%. The Earning Per Share (EPS) was ₹13.25.
Segment Performance
The company reported segment-wise performance, including fire, marine, health (retail, group, and government business), miscellaneous (retail and group), crop insurance, and motor segments. Each segment contributed to the overall financial results, showcasing ICICI Lombard’s diversified insurance portfolio.
Dividend Declaration
The Board of Directors declared an interim dividend of ₹6.50 per equity share with a face value of ₹10. This decision was made during a meeting held on October 14, 2025, and the dividend was paid out during the quarter ending December 31, 2025.
Source: BSE
