ICICI Lombard’s Board of Directors approved the audited financial results for the quarter and nine months ended December 31, 2025. The Board approved audited financial statements following a review by the Audit Committee. The financial results reflect the company’s performance for Q3 2026 and the cumulative performance for the first three quarters of the financial year.
Financial Performance Highlights
The Board of Directors of ICICI Lombard has officially approved the audited financial results for the third quarter of fiscal year 2026, ending on December 31, 2025. Key figures from the announcement include:
- Gross Premiums Written: ₹743,298 lakhs
- Net Premium Written: ₹596,348 lakhs
- Premium Earned (Net): ₹568,530 lakhs
- Income from Investments (net): ₹90,901 lakhs
- Operating Profit: ₹57,109 lakhs
- Profit After Tax (PAT): ₹65,876 lakhs
Key Financial Ratios
The announcement also highlighted important financial ratios providing insight into the company’s operational efficiency and financial health:
- Solvency Ratio: 2.69
- Expenses of Management Ratio: 35.4%
- Incurred Claim Ratio: 68.7%
- Net Retention Ratio: 80.2%
- Combined Ratio: 104.5%
Segment Performance
The financial results provide a breakdown of performance across different business segments. Key segments and their respective Net Premium Earned figures for the quarter include:
- Fire: ₹18,501 lakhs
- Marine: ₹16,136 lakhs
- Health Retail: ₹55,132 lakhs
- Health Group, Corporate: ₹161,218 lakhs
- Motor: ₹280,421 lakhs
Interim Dividend Declared
The Board of Directors has declared an interim dividend of ₹6.50 per equity share with a face value of ₹10. This dividend was approved at the meeting held on October 14, 2025 and was paid during the quarter ended December 31, 2025.
Source: BSE
