HUDCO presented its financial results for the quarter and half-year ended September 30, 2025, showcasing a robust operational and financial performance. The presentation highlighted key strengths, strategic initiatives, and a promising outlook, underlining the company’s commitment to sustainable asset creation and contribution to Viksit Bharat. Key financials indicated growth in loan sanctions, disbursements and profitability.
Financial and Operational Highlights
HUDCO’s investor presentation for H1FY26 showcased strong growth across key metrics:
- Loan Sanctions: Increased to ₹92,985 Crore in H1FY26 from ₹76,472 Crore in H1FY25, a 21.59% increase.
- Loan Disbursements: Rose to ₹25,838 Crore in H1FY26.
- Loan Book: Reached ₹1,44,554 Crore, a 30% increase.
- Net Profit: ₹1,340.06 Crore, up from ₹1,246.37 Crore (7.51% increase).
Key Strengths and Ratings
HUDCO highlighted its key strengths, including:
- Strong Asset Quality: Maintained a low NPA ratio.
- Highest Credit Ratings: Domestic AAA rating and International-Sovereign ratings.
- One-Stop Solution: Offering financing, consultancy, and capacity building services.
Strategic Initiatives
HUDCO is undertaking several strategic initiatives to drive future growth and efficiency:
- Urban Invest Window: Launching a dedicated platform to support Urban Local Bodies (ULBs).
- Urban Challenge Fund: Playing a role in the Urban Challenge Fund.
- Credit Enhancement Initiative: Participating in AMRUT 2.0.
- Private Sector Project Finance Division: Launching a division for private sector project financing.
Commitment to Sustainability
HUDCO emphasized its commitment to Environmental, Social, and Governance (ESG) principles:
- Sustainable Lending: ₹15,000 Cr towards RE & Net ZERO.
- Impactful CSR: ₹52.72 Cr spent in FY25.
Future Outlook
HUDCO is positioned to capitalize on the infrastructure spending surge in India and contribute to the Viksit Bharat vision, leveraging its financial strength and strategic initiatives. The company aims to support the $10 Trillion economy goal by 2030 and the Viksit Bharat vision by 2047 by focusing on critical infrastructure sectors.
Source: BSE
