HUDCO’s Board has approved the unaudited financial results for the quarter and nine-month period ended December 31, 2025. The board also declared an interim dividend of ₹1.15 per equity share, subject to TDS deduction, at 11.50% of face value. The record date for dividend eligibility is set for February 7, 2026. The fund raising limit is increased from ₹65,000 Crore to ₹80,000 Crore.
Financial Performance
The Board of Directors has approved the unaudited financial results for the quarter and nine-month period ended December 31, 2025. Key highlights from the standalone results include:
- Interest Income: ₹3,418.90 crore for the quarter.
- Total Revenue from Operations: ₹3,431.20 crore for the quarter.
- Profit Before Tax: ₹788.49 crore for the quarter.
- Profit After Tax: ₹713.00 crore for the quarter.
The earnings per share is reported as ₹3.56.
Dividend Announcement
An interim dividend of ₹1.15 per equity share has been declared, representing 11.50% on the face value of ₹10 each. This dividend is subject to deduction of TDS. The record date for determining shareholders’ eligibility for the dividend is February 7, 2026. The payment of the interim dividend will be completed within 30 days.
Borrowing Plan Enhancement
The board has approved an increase in the existing annual borrowing plan/programme for Financial Year 2025-26, raising it from ₹65,000 Crore to ₹80,000 Crore. The borrowing will be raised via bonds, debentures, term loans, external commercial borrowings, commercial papers and financial assistance from multilateral bodies.
Auditor’s Report
SARC & Associates issued an unmodified review report on the unaudited standalone financial results. Emphasis of matter included interest income recognition on ‘No Lien AGP Account’ and outstanding balances with MOHUA for recovery/reimbursement.
Other Key Financial Metrics
Other important financial ratios and data (as of December 31, 2025):
- Debt Equity Ratio: 7.28
- Total debts to total assets: 0.85
- Operating Margin: 27.12%
- Net profit Margin: 21.16%
- CRAR (Capital to Risk-Weighted Assets Ratio): 38.28%
- Provision Coverage Ratio: 94.70%
- Gross Credit Impaired Assets Ratio: 1.08%
- Net Credit Impaired Assets Ratio: 0.06%
Source: BSE
