Home First Finance Company India Ltd. announced strong financial results for Q3FY26, highlighted by a 44.0% year-over-year growth in Profit After Tax (PAT) reaching ₹140 Cr. The company saw Assets Under Management (AUM) grow by 24.9% year-over-year to ₹14,92,249 Mn. Disbursements reached ₹13,184 Mn, a 10.5% increase year-over-year. The company maintains a robust liquidity position and continues to focus on affordable housing finance.
Key Financial Highlights
Home First Finance Company India Ltd. reported the following key financial metrics for the quarter ended December 31, 2025:
- Assets Under Management (AUM): Increased by 24.9% year-over-year to ₹14,92,249 Mn.
- Disbursement: Rose by 10.5% year-over-year to ₹13,184 Mn.
- Gross Stage 3 / POS (GNPA): Stood at 2.0%.
- Opex to Assets: Recorded at 2.7%.
- Profit After Tax (PAT): Grew by 44.0% year-over-year to ₹1402 Mn.
- Return on Assets (ROA): Reported at 4.0%.
- Return on Equity (ROE): Was 13.7%.
Business Performance and Strategy
The company disbursed a high of ₹1,318 Cr. during the quarter, leading to AUM growth. HomeFirst expanded its network by adding 2 branches and 2 touch points, bringing the total to 165 branches and 368 touchpoints. The company certified an additional 70 homes under its Green Homes initiative, totaling 310 certified homes.
Management Commentary
Manoj Viswanathan, MD & CEO, stated that India’s economy shows resilience and that the company is geared for a 25% AUM growth YoY. He highlighted the commitment to building an agile, inclusive, and resilient institution.
Asset Quality
The asset quality remained healthy and stable with:
- 1+ DPD: at 5.3%.
- 30+ DPD: at 3.7%.
- Gross Stage 3 (GNPA): at 2.0%.
Additional Information
The Investor Presentation is available on the company website for further details on operational and financial performance.
Source: BSE
