Five-Star Business Finance Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company reported a loan portfolio of ₹129,641 Mn and profit after tax of ₹2,770 Mn for Q3FY26. Gross NPA stood at 3.18%. The company continues to expand its reach, operating with 835 branches across India.
Financial Performance
Here are the key highlights from the unaudited financial results for Q3FY26:
- Loan Portfolio: ₹129,641 Mn (up 16% year-over-year)
- Loan Disbursement: ₹9,764 Mn
- Gross NPA: 3.18%
- Profit After Tax: ₹2,770 Mn
- Net Interest Margin: 16.04%
- Return on Assets: 7.00%
- Return on Equity: 15.80%
9MFY26 Performance Highlights
The company also reported results for the nine months ended December 31, 2025:
- Loan Portfolio: ₹129,641 Mn (up 16% year-over-year)
- Loan Disbursement: ₹34,624 Mn
- Gross NPA: 3.18%
- Profit After Tax: ₹8,295Mn
- Net Interest Margin: 16.31%
- Return on Assets: 7.26%
- Return on Equity: 16.41%
Business Updates
- The company’s AUM grew to ₹129,641 Mn as of December 31, 2025, up 16% Y-o-Y.
- 35 branches were added during the quarter, bringing the total to 835 branches.
- Overall Collections efficiency stood at 96.6% for the quarter.
Capital Adequacy
The company’s capital adequacy remained robust at 51.63%.
Funding and Liquidity
- Received sanctions for incremental debt of ₹12,250 Mn and availed ₹4,600 Mn during Q3FY26.
- Liquidity buffer and unavailed sanction lines stood at approximately ₹22,764 Mn and ₹14,400 Mn, respectively, as of December 31, 2025.
Source: BSE
