Federal Bank announced its unaudited financial results for the quarter ended December 31, 2025. The bank reported a net profit of ₹1,041.21 million. The Board of Directors approved these results on January 16, 2026. Key financial ratios and segment performance details were also disclosed in the announcement.
Financial Performance Highlights
Federal Bank announced its unaudited standalone financial results, reporting a net profit of ₹1,041.21 million for the quarter ended December 31, 2025. The Board of Directors approved these results on January 16, 2026.
Key Financial Figures (Standalone)
Key figures from the standalone financial results include:
- Interest Earned: ₹6867.50 million
- Other Income: ₹1100.29 million
- Total Income: ₹7967.79 million
- Interest Expended: ₹4214.77 million
- Operating Expenses: ₹2023.69 million
Key Ratios (Standalone)
Important ratios from the standalone results are:
- Capital Adequacy Ratio: 15.20%
- Return on Assets: 0.29%
- Gross NPA: 1.72%
- Net NPA: 0.42%
Segment Performance (Standalone)
A breakdown of revenue by segment:
- Treasury: ₹1643.85 million
- Corporate/Wholesale Banking: ₹3074.10 million
- Retail Banking: ₹8019.99 million
Consolidated Financial Performance
The consolidated net profit for the group after tax stood at ₹1,094.07 million.
Key Figures (Consolidated)
- Interest Earned: ₹7360.47 million
- Other Income: ₹1142.69 million
- Total Income: ₹8503.16 million
Key Ratios (Consolidated)
- Basic EPS: ₹4.45
Segment Performance (Consolidated)
- Treasury: ₹1650.77 million
- Corporate/Wholesale Banking: ₹3056.27 million
- Retail Banking: ₹8556.72 million
Source: BSE
