Equitas Small Finance Bank’s Board of Directors approved the unaudited financial results for the quarter and nine months ended December 31, 2025. Key highlights include details on financial performance, asset quality, and capital adequacy. The bank confirms full utilization of proceeds from Non-Convertible Debentures (NCDs). These results reflect the bank’s performance during Q3 2026 and the cumulative performance for the first three quarters of the financial year.
Q3 2026 Financial Performance
Equitas Small Finance Bank announced its unaudited financial results for the quarter ended December 31, 2025. Total Income reached ₹1,981.13 million. Operating profit before provisions and contingencies stood at ₹307.18 million, and Net Profit after tax was ₹90.03 million. The results showcase the bank’s financial standing for Q3 2026.
Asset Quality
The bank reported a Gross NPA of 2.75% and a Net NPA of 0.92%. These figures provide insights into the bank’s asset quality and credit risk management. The bank is actively managing its asset portfolio to maintain a healthy balance sheet.
Capital Adequacy
Equitas Small Finance Bank maintains a robust Capital Adequacy Ratio of 20.47%. This ratio reflects the bank’s strength and ability to manage risks associated with its operations. The bank is committed to maintaining a strong capital base to support future growth.
NCD Proceeds Utilization
The bank confirms full utilization of the ₹500 crore from Non-Convertible Debentures (NCDs) issued as of December 05, 2024, and the ₹500 crore issued as of July 31, 2025. These proceeds have been utilized for their intended purpose, with no material deviation from the stated objectives.
Source: BSE
