Edelweiss Financial Services Limited’s Board approved the unaudited consolidated and standalone financial results for the third quarter ending December 31, 2025. The nine-month period ending December 31, 2025, saw Consolidated PAT (pre-MI) grow by 45% YoY to INR 549 Cr, while revenue reached INR 8,896 Cr. Key highlights include robust growth across Alternative Asset Management, Mutual Funds, and Insurance businesses, alongside a continued focus on debt reduction and franchise expansion, now reaching nearly 13 million customers.
Q3 FY2026 Financial Performance Summary
Edelweiss Financial Services Limited announced the outcome of its Board Meeting held on February 10, 2026, approving the unaudited financial results for the third quarter and nine months ended December 31, 2025. The results reflect steady profitability, a growing customer franchise, and a strong balance sheet.
Nine Months Ended December 25 Highlights:
- EFSL pre-MI Consolidated PAT stood at INR 549 Cr, marking a 45% YoY increase.
- EFSL post-MI Consolidated PAT showed an even stronger growth of 56% YoY to INR 459 Cr.
- Consolidated Revenue reached INR 8,896 Cr.
Quarter Ended December 25 Highlights:
- EFSL pre-MI Consolidated PAT was INR 270 Cr (up 74% YoY).
- EFSL post-MI Consolidated PAT was INR 264 Cr (up 112% YoY).
- Consolidated Revenue for the quarter was INR 4,715 Cr.
Key Business Segment Growth Metrics
The company highlighted steady growth across its key verticals during the quarter:
Alternative Asset Management & Mutual Fund:
- FPAUM grew 33% YoY to INR 41,920 Cr; Fund raise increased by 67% YoY to INR 7,576 Cr in nine months.
- Equity AUM in the Mutual Fund business grew 33% YoY to INR 83,000 Cr, with the SIP Book crossing the INR 500 Cr mark (up 55% YoY).
Credit and Recovery:
- The Asset Reconstruction business recovered INR 842 Cr in the quarter.
- MSME loans disbursed reached INR 298 Cr (up 5.7x YoY).
- Housing Finance disbursements grew 36% YoY to INR 559 Cr, with AUM up 21% YoY.
Insurance Business:
- Gross Written Premium for General Insurance grew 47% YoY to INR 404 Cr.
- Life Insurance Gross Premium increased 15% YoY to INR 514 Cr.
Strategic Priorities Update
Edelweiss remains on track with its strategic goals:
- Profitability: Underlying business profits grew at a 22% CAGR over the last two years (nine months ended Dec period).
- Insurance Break-Even: Combined losses for the nine months ended December period reduced by 39% over the last two years.
- Debt Reduction: Corporate net debt declined by 15% to INR 6,520 Cr over the last two years.
- Customer Franchise: Customer reach increased 31% YoY to nearly 13 million, with customer assets growing 8% YoY to INR 2.4 Tn.
Balance Sheet Strength
The financial position remains robust, featuring a Net Worth of INR 5,866 Cr, Comfortable Liquidity of INR 5,600 Cr, and capital adequacy of nearly 30% across credit entities. The Chairman noted that the filing of the DRHP for EAAA’s IPO and the final regulatory approval for the WestBridge investment in Mutual Fund were key milestones achieved this quarter.
Compliance Certifications
The documentation included confirmations regarding the utilization of proceeds from Non-Convertible Debentures, showing no deviation from the stated objects for the period ended December 31, 2025. Additionally, a Security Cover Certificate was provided, alongside the Auditors’ Limited Review Report, which issued an unmodified opinion.
Source: BSE
