CSB Bank has announced its provisional financial results for the year ended March 31, 2026. The bank demonstrated robust performance, highlighted by a 20% year-on-year growth in total deposits, which reached ₹44,246 crore. Additionally, the bank saw significant expansion in its credit portfolio, with gross advances climbing 27% to ₹40,364 crore, driven largely by a strong demand for gold-backed financing solutions.
Annual Financial Highlights
As of March 31, 2026, CSB Bank has reported substantial progress across its core banking segments. Total deposits stood at ₹44,246 crore, reflecting a solid 20% increase compared to the same period in the previous year. Within this category, term deposits emerged as a key growth driver, surging 27% to reach ₹35,414 crore, while CASA (Current Account Savings Account) balances remained steady at ₹8,832 crore.
Expansion in Lending Operations
The bank’s lending division showed significant momentum, with gross advances increasing by 27% to touch ₹40,364 crore. A standout performer within the lending portfolio was the Advances against Gold & Gold Jewellery segment, which recorded an impressive 53% growth, reaching ₹21,567 crore. This growth underscores the bank’s successful focus on securing its lending activities through high-value collateral assets.
Outlook and Reporting Note
These figures are currently provisional and remain subject to final verification and audit by the bank’s Joint Statutory Auditors. The consistent year-on-year growth across major categories signals a healthy financial position for CSB Bank heading into the new fiscal year.
Source: BSE
