CreditAccess Grameen’s board has approved the unaudited standalone and consolidated financial results for Q3 2026. Key highlights include interest income of ₹1,434.98 crore and a net profit of ₹252.09 crore. The board also approved granting 9,12,500 stock options to eligible employees under the CAGL Employees Stock Option Plan – 2011.
Financial Performance Highlights
CreditAccess Grameen announced its unaudited standalone financial results for the quarter ended December 31, 2025 (Q3 2026). Key figures from the announcement include:
- Interest Income: ₹1,434.98 crore
- Fees and Commission: ₹33.54 crore
- Net Profit: ₹252.09 crore
Total income for Q3 2026 stood at ₹1,491.31 crore. The total expenses were ₹1,153.39 crore.
Nine-Month Performance
The cumulative unaudited financial results for the nine months ending December 31, 2025 showed the following figures:
- Interest Income: ₹4,237.24 crore
- Net Profit: ₹438.09 crore
ESOP Grant
The Board has also approved granting 9,12,500 Stock Options to eligible employees under CAGL Employees Stock Option Plan – 2011, based on the approval & recommendation of Nomination & Remuneration Committee of the Board. The exercise price is ₹1344.97/-
Key Financial Ratios
As of December 31, 2025, the company reported a debt-equity ratio of 2.79 and a capital to risk-weighted assets ratio (CRAR) of 26.44%.
Source: BSE