Central Bank of India’s Board has approved a 2% interim dividend (₹0.20 per share). The bank reported a net profit of ₹1.26 Lakh Crore for the quarter ended December 31, 2025, and ₹3.64 Lakh Crore for the nine months ended on the same date. Asset quality improved, with net NPA at 0.45%. The bank’s Capital Adequacy Ratio stands at 16.13%.
Dividend Declaration
The Board of Directors of Central Bank of India, during its meeting held on January 16, 2026, approved an interim dividend of 2%, which translates to ₹0.20 per equity share, with a face value of ₹10 each.
Financial Performance
For the quarter ended December 31, 2025, Central Bank of India reported a net profit of ₹1.26 Lakh Crore, showcasing strong financial performance. For the nine months ended December 31, 2025, the net profit stood at ₹3.64 Lakh Crore.
Asset Quality
The bank’s asset quality showed improvement, with the percentage of Net Non-Performing Assets (NPA) at 0.45% as of December 31, 2025. Gross NPA was reported at 2.70%.
Key Financial Ratios
- Capital Adequacy Ratio (Basel III): 16.13%
- CET 1 Ratio: 13.87%
- Return on Assets (Annualized): 1.01%
Segment-Wise Performance
Treasury operations reported a revenue of ₹3,41,034, retail banking operations recorded revenue of ₹4,87,837, and wholesale banking operations showed revenue of ₹2,67,997 during Quarter 3 (Oct-Dec) of FY 2025-26.
Other Key Points
The standalone statement of assets and liabilities shows total assets amounting to ₹5,31,89,265 as of December 31, 2025. Total deposits reached ₹4,50,57,472.
Source: BSE
