Can Fin Homes reported a strong financial performance for the third quarter ended December 31, 2025, with net profit increasing by 25% to ₹265 crore compared to ₹212 crore in the corresponding period. The loan portfolio reached ₹40,683 crores, reflecting a 10% increase year-over-year. Housing loans constitute 73% of the total loan book.
Financial Highlights
Can Fin Homes (CFHL) announced its financial results for the quarter ended December 31, 2025, showcasing significant growth and operational efficiency.
Key highlights include:
- Net profit for Q3 FY26 reached ₹265 crore, a 25% increase from ₹212 crore in Q3 FY25.
- Loan assets increased by 10% to ₹40,693 crore.
- Profit before tax stood at ₹341 crore, up 27%.
- Disbursements for the nine months ended December 31, 2025, reached ₹7,287 crores, representing a 19% year-on-year growth.
Operational Performance
The company’s operational performance for the quarter reflects strong growth:
- Spread: 2.93%
- Net Interest Margin: 4.14%
- ROA: 2.55%
- ROE: 18.80%
- D/E Ratio: 6.55
Loan Portfolio Details
As of December 2025, the loan portfolio stood at ₹40,683 crores, a 10% increase from ₹37,155 crores in December 2024. Housing loans constitute 73% of the total loan book, while non-housing loans, including Commercial Real Estate (CRE), account for 27%.
Lending Operations Update
Loan disbursements for the nine months ending December 31, 2025, totaled ₹7,287 crores, compared to ₹6,112 crores in the prior year, showing a 19% growth.
Deposit Growth
CFHL’s deposit portfolio stood at ₹217 crores. To strengthen this, they are offering 7.50% interest on 36-month cumulative deposits. Senior citizens receive an additional 0.25%. Fixed Deposits are rated “AAA” by ICRA.
Source: BSE
