Can Fin Homes has released its investor presentation for the third quarter of fiscal year 2026, showcasing the company’s performance and strategic direction. The presentation covers key financial highlights, business strategies, and future outlook. Loan Book reached Rs. 40,693 Cr (+10% YoY) with Gross NPA at 0.92% and Net NPA at 0.49%. The presentation emphasizes growth, asset quality, and good governance.
Financial Performance Highlights
Key highlights from the Can Fin Homes investor presentation for Q3 FY26 include:
- Loan Book: Reached Rs. 40,693 Cr, showing a 10% year-over-year increase.
- Net Interest Income (NII): Rs. 421 Cr
- Profit Before Tax (PBT): Rs. 341 Cr
- Profit After Tax (PAT): Rs. 265 Cr
- Net Interest Margin (NIM): 4.14%
- Return on Average Assets (RoAA): 2.55%
- Return on Equity (RoE): 18.80%
- Earnings Per Share (EPS): Rs. 19.89
- Cost to Income Ratio: 18.53%
- Gross Non-Performing Assets (GNPA): 0.92%
- Net Non-Performing Assets (NNPA): 0.49%
Business Strategy and Outlook
The presentation highlights Can Fin Homes’ strategic focus, which includes promoting home ownership, maintaining strong fundamentals, and upholding ethical practices. The company aims to evolve with technology, integrating new processes for improved customer service.
Key financial ratios as of Q3 FY26, include: As of Q3FY26, housing loans constitute 84% of the total loan book, including Commercial Real Estate (CRE). A large portion of the loan book is to salaried and professional individuals.
Can Fin Homes maintains strong credit ratings. The company received a rating upgrade for incremental NCD borrowing of Rs. 10,000 crore during the quarter from IND Ra. Can Fin Homes aims to increase lending to new home aspirants, enhance stakeholder value, and uphold ethics and good corporate governance. Source: BSE
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