Can Fin Homes has released its investor presentation for Q2 FY26, showcasing a loan book reaching ₹39,657 Cr, a 4.02% NIM, and a gross NPA of 0.94%. The presentation highlights the company’s strategic focus, ethical practices, and commitment to growth. Can Fin Homes aims to expand its reach while maintaining strong asset quality and enhancing stakeholder value. 85% of loan book includes housing loans.
Key Strengths
Can Fin Homes emphasizes its 38 years of experience in housing finance, supported by Canara Bank. The company focuses on ethical and transparent practices, aiming for hassle-free customer service.
Financial Performance
Key highlights from the Q2 FY26 presentation include:
- Loan Book: Reached ₹39,657 Cr.
- Net Interest Income: ₹404 Cr.
- Profit Before Tax: ₹332 Cr.
- Profit After Tax: ₹251 Cr.
- Net Interest Margin: 4.02%.
- Return on Assets: 2.46%.
- Gross NPA: 0.94%.
- Net NPA: 0.48%.
- Cost to Income Ratio: 18.55%.
Business Strategy
Can Fin Homes aims to increase lending to new home aspirants and maintain a strong focus on good governance and due diligence.
Reach and Presence
The company has a pan-India presence with 248 branches/offices across 21 States/Union Territories as of September 30, 2025.
Shareholding and Credit Rating
As of September 30, 2025, the shareholding pattern includes 29.99% promoter holding and strong credit ratings from CARE (AAA/Stable) and ICRA (AAA/Stable).
Digital Transformation
Can Fin Homes is implementing an IT transformation project expected to be completed by Q3 FY26, focusing on personalized services and robust security.
Sustainability and CSR
The company is dedicated to sustainability with initiatives like the Rooftop Solar Loan Scheme and rainwater harvesting.
Funding
Funding mix comprised of Banks 57% , NCD 22%, CP 6% and NHB 14%.
Source: BSE
