Bank of Maharashtra has released its investor presentation highlighting the financial results for the quarter ended December 31, 2025. The presentation showcases key performance indicators, including business growth, asset quality, and digital banking advancements, alongside a detailed analysis of the bank’s financial standing and future strategies. The bank reported an increase in net profit and a reduction in gross and net NPA.
Financial Highlights
The Bank of Maharashtra’s investor presentation for Q3 2026 showcases positive financial performance. Key highlights include:
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Net Profit increased by 26.51%.
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Operating Profit increased by 18.78%.
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Net Interest Income increased by 16.27%.
The Cost to Income ratio is reported at 37.19%, a decrease from the previous 38.27%. The return on Assets stands at 1.86% compared to 1.78%.
Business Performance
Total business reached ₹5,95,163 Crore, showcasing a growth of 17.24% year-over-year. This growth encompasses increases in both deposits and advances.
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Total Deposits grew by 15.29%.
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Gross Advances increased by 19.62%.
Deposit and Advances Mix
The bank presentation also offered a breakdown of deposits and advances:
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Savings Deposits increased by 14.49%.
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Current Deposits increased by 20.00%.
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Term Deposits increased by 14.69%.
Asset Quality
The Bank of Maharashtra has improved its asset quality metrics:
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Gross NPA decreased to 1.60% from 1.80%.
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Net NPA decreased to 0.15% from 0.20%.
Digital Banking Initiatives
The bank is focusing on expanding its digital footprint through various initiatives:
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New Age mobile application
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Implementation of Digital MUDRA STP Term Loan
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Card on File Tokenization.
These efforts have led to increased digital transactions and user engagement across different platforms.
Source: BSE
