Bank of Maharashtra’s Board of Directors approved the financial results for the quarter ended December 31, 2025. The board also declared an interim dividend of 10% (₹1.00 per equity share with a face value of ₹10). Key highlights include strong operating profit and a continued focus on asset quality. The bank maintains a contingency provision for COVID-19 related issues.
Financial Performance Highlights
The Board of Directors of Bank of Maharashtra convened on January 13, 2026, to review and approve the financial results for Q3 2026 (October-December). Some key takeaways from the approved results are:
- The bank reported a total income of ₹8277.06 lakh.
- Total expenditure reached ₹5541.49 lakh.
- The operating profit stood at ₹2735.57 lakh.
- Net profit after tax was ₹1779.33 lakh.
Dividend Declaration
The board has declared an interim dividend for FY 2025-26 at a rate of 10%, which translates to ₹1.00 per equity share.
Asset Quality & Provisions
The bank continues to prioritize asset quality and maintains a contingency provision of ₹1200 Crores for COVID-19 related uncertainties. Gross Non-Performing Assets (NPAs) were 1.60%. Net NPAs were 0.15%.
Additional Key Metrics
- Return on Assets (annualized): 1.86%
- Operating Margin: 33.05%
- Net Profit Margin: 21.50%
- Capital Adequacy Ratio (Basel III): 17.06%
Segment Performance
The bank has classified its operations into primary and secondary business segments. Primary segments include Treasury Operations, Retail Banking Operations, Wholesale Banking Operations and Other Banking Operations.
- Treasury Operations reported profit before tax of ₹135.82 lakh.
- Corporate/Wholesale Banking operations reported profit before tax of ₹802.08 lakh.
- Retail Banking operations reported profit before tax of ₹1050.27 lakh.
Source: BSE
