Bank of India (BOI) has announced its unaudited (reviewed) financial results for the second quarter and half-year ended September 30, 2025. The Board of Directors approved these results in a meeting held on October 17, 2025. Key details include financial performance, segment-wise revenue, asset quality, and capital adequacy ratios. The bank’s financial results, along with other relevant details, are available on the bank’s website.
Financial Performance Highlights
Bank of India’s Board of Directors has approved the unaudited standalone and consolidated financial results for Q2 (Jul-Sep) and Half-Year ended September 2025, during their meeting held on October 17, 2025. Key figures from the standalone results include:
- Total Income: ₹20,625.92 Lakh for the quarter.
- Operating Profit: ₹3,820.85 Lakh for the quarter.
- Net Profit: ₹2,554.57 Lakh for the quarter.
The information is also available on the Bank’s website under ‘Communication to BSE/NSE’.
Segment-Wise Revenue
The segment-wise revenue breakup for the current quarter is as follows:
- Treasury Operations: ₹5,840.21 Lakh.
- Wholesale Banking Operations: ₹6,788.02 Lakh.
- Retail Banking Operations: ₹8,078.14 Lakh.
Asset Quality and Capital Adequacy
Important financial ratios pertaining to asset quality and capital reserves include:
- Gross Non-Performing Assets (NPAs): 2.54%.
- Net NPAs: 0.65%.
- Capital Adequacy Ratio (Basel III): 16.69%.
Additional Information
Additional details concerning the performance of the Bank, along with segment reports, are included in the official disclosure. This can be accessed via the official Bank of India website.
Details on Restructured MSME Accounts
As per updated regulations, here are the details of restructured MSME accounts:
- Number of Accounts: 26,473
- Amount as on 30.09.2025: ₹936.74 Crore
- Provision Held: ₹46.68 Crore
Source: BSE
