Bank of India (BOI) has announced its financial results for the third quarter of fiscal year 2026. Key highlights include a net profit of ₹2,704.67 crore and a capital adequacy ratio of 17.09%. The bank also reported improvements in asset quality and key financial ratios. These results reflect the bank’s steady performance and strategic focus on sustainable growth.
Key Financial Highlights
Bank of India (BOI) reported a net profit of ₹2,704.67 crore for the quarter ended December 31, 2025 (Q3 2026). The bank’s total income stood at ₹21,205.95 crore. Other key financial figures include:
- Capital Adequacy Ratio: 17.09%
- Gross Non-Performing Assets (NPA): 2.26%
- Net NPA: 0.60%
Asset Quality and Ratios
The bank’s asset quality showed a positive trend with a decrease in gross non-performing assets. Key ratios demonstrating this improvement are:
- Gross NPA Amount: ₹16,714.40 crore
- Net NPA Amount: ₹4,359.25 crore
The Earnings Per Share (EPS) for the quarter was reported at ₹5.94.
Segment Performance
The bank’s revenue is divided into key business segments. The performance of each segment is outlined below:
- Treasury Operations: ₹5,697.74 crore
- Wholesale Banking Operations: ₹7,272.83 crore
- Retail Banking Operations: ₹8,312.19 crore
Additional Financial Details
As of December 31, 2025, the bank’s total assets amounted to ₹11,053,084.7 lakh, and total liabilities were ₹10,207,247.0 lakh.
Bond Redemption and Issuance
During Q3 2026, the Bank redeemed Basel III compliant Tier II Bonds amounting to ₹3,000 Crore. It also issued new bonds:
- Basel III Tier-II Bonds: ₹2,500.00 Crore
- Infrastructure Bonds: ₹10,000.00 Crore
Source: BSE
